Articles and updates on financial planning
Clear, practical summaries on investing, retirement, tax and the wider economy, with PDF fact sheets where available.
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Spring Forecast 2026
Our summary of the Spring 2026 economic forecast and what the OBR's latest projections could mean for personal finances, pensions and savings.
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Autumn Budget Statement 2025
Rachel Reeves’ second Budget brought tax changes, frozen thresholds, Cash ISA reforms and a future pension salary sacrifice cap.
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Quarterly Market Commentary — September 2025
A complex summer for global markets: stabilisation after tariff shocks, fiscal concerns in focus, and a mixed picture from the UK to Japan.
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Long-Term Investing: Why Time in the Market Matters
Many investors wait for the perfect moment to invest. Here is why that instinct often backfires, and what a long-term approach looks like.
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Pension Lump Sum Decisions: What You Need to Know
Many people access pension savings without fully understanding tax and benefits implications. What to consider before withdrawing.
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Using Onshore Bonds for Inheritance Tax Planning
Onshore bonds are attracting interest as a tax-efficient estate planning tool. Here is how they work and where they can fit.
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Bridging the Financial Gap Across Generations
Talking about money with older relatives is rarely easy, but worth doing. What to consider when planning for the whole family’s financial future.
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Avoiding Common Investment Pitfalls
Recognising common investment mistakes is one of the best ways to protect your wealth. Here is what to watch for and how to stay on track.
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Using Life Insurance to Ease an Inheritance Tax Burden
Whole of life cover is a practical, often overlooked estate planning tool. How it can help protect your family from an IHT liability.
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Navigating Market Uncertainty
Market volatility is part of investing, but it need not derail long-term plans. How to build a strategy that holds up in difficult conditions.
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Ten Years of Pension Freedoms
A decade after pension freedoms, research shows many people make major retirement decisions without advice — and face the consequences.
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Is It Time for a Financial MOT?
A regular financial review helps keep your plans on track. Here is what a financial MOT covers and why it is worth doing.
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How Much Is Enough for Your Retirement?
There is no single answer to how much you need in retirement — but clear steps to build a realistic picture of where you stand.
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Talking to Your Children About Investing
Financial literacy is one of the most valuable gifts for a child. Practical ways to introduce saving, investing and long-term thinking.
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Passing on Wealth Through Trusts
Trusts help pass on wealth with care and control. How they work, when they may be right, and what to consider before setting one up.
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Setting Retirement Goals and Getting Contributions Right
Effective retirement plans start with a clear goal, not a rule of thumb. How to define what you need and keep contributions on track.
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Planning the Retirement Lifestyle You Actually Want
Retirement planning works best with a clear picture of the life you want. How to connect financial planning to your personal goals.
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Preparing for Retirement: Practical Steps Before the Date
The years before retirement involve some of your most important financial decisions. What to review, check and consider as you approach.
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